Travel insurance is coverage designed to protect against risks and financial losses that could happen while traveling. The risks range from minor inconveniences such as missed airline connections and delayed luggage all the way to more serious issues including injuries or major illness. Travel insurance can cover a variety of losses, including:

Trip cancellation
Helps cover the cost of flights, cruises, and train tickets if you need to cancel or change your trip.

Trip interruption
Reimburses you for unused portions of your trip if you need to cut your stay short for a covered reason.

Medical emergencies
Covers medical expenses, including emergency medical evacuation and repatriation.

Lost baggage
Protects you if your luggage is lost, stolen, or damaged.

Accidental death and dismemberment
Pays beneficiaries if you die in an accident or pays you if you lose a limb or eyesight.